Michael McDonald & Associates, Inc. (MMA) is a Miami-based consulting firm specializing in U.S. Bank Secrecy Act, USA Patriot Act, international money laundering and related matters since 1998. MMA draws upon a network of highly experienced retired federal agents providing a wide range of services in the anti-money laundering field. MMA has trained and provided consulting services to more than 10,000 financial professionals, law enforcement and government agencies around the world. MMA develops and conducts independent examinations of anti-money laundering programs for financial and non-financial trades and businesses based in the U.S., Latin America and the Caribbean. MMA conducts independent examinations of Anti-Money Laundering and Bank Secrecy Act Compliance programs for a wide range of financial and non-financial businesses to include: Foreign Banks Money Services Businesses Casas de Cambio Securities Dealers Import/Export companies MMA will draft or update existing written policies and procedures and compliance manuals MMA can provide training on BSA compliance, money laundering laws, and related matters anywhere in the world. MMA provides technical consulting services on BSA and money laundering matters for banks, money services businesses and non-financial trades and businesses, U.S. and foreign government and law enforcement agencies MMA is available for litigation support and expert witness testimony in civil and criminal cases. MMA can provide speakers for conferences, seminars and training programs. MMA programs are available in English and Spanish.